Canara RuPay Select Credit Card

Introducing the Canara RuPay Select Credit Card – a credit card that offers an exclusive world of experiences, where you are always a priority. We provide you with a carefully curated collection of benefits and privileges that are designed to cater to your refined preferences and aspirations for a luxurious lifestyle. With this card, you can indulge in the finest offerings and enjoy a superior level of service that truly sets you apart from others.


Welcome to the world of Canara RuPay Select Credit Card, where you’ll discover a range of exclusive benefits to enhance your credit card experience.

Cash Back Offer: Enjoy attractive cashback rewards on your card transactions, allowing you to save while you spend.

Lounge Access: Gain access to premium airport lounges across the country, where you can relax and unwind before your flights.

Concierge Services: Our dedicated concierge team is available round the clock to assist you with travel bookings, dining reservations, event tickets, and more, ensuring that your every need is taken care of.

Insurance Cover: Stay protected with comprehensive insurance coverage, providing you with peace of mind during your travels and everyday life.

Merchant Offers: Take advantage of special offers and discounts at select merchants, ranging from dining and shopping to entertainment and lifestyle, providing you with exclusive savings and privileges.

With Canara RuPay Select Credit Card, you can elevate your lifestyle and enjoy a world of exclusive benefits that are tailored to meet your discerning tastes and preferences.

Features and Benefits of Canara RuPay Select Credit Card

1. Free Credit Period: Enjoy a credit period of 20 – 50 days on your purchases.
2. Revolving Facility: Pay a minimum of 5% of the due bill, with a minimum amount of Rs. 100, and carry forward the remaining balance to the next month. Note that a service charge of 2.5% per month will apply to the outstanding balance.
3. Cash Withdrawal Limit: You can withdraw cash up to 50% of your card limit per billing cycle, with a maximum limit of Rs. 50,000.
4. EMV CHIP PIN Card: Experience enhanced security with an EMV CHIP PIN card.
5. Add-on Cards: Avail up to four add-on cards for your immediate family members.
6. International ATM Access: Enjoy the convenience of accessing ATMs internationally.
7. RuPay Insurance Program: Benefit from a Rs. 10 Lakhs insurance cover for personal accident death and permanent disability.
8. Cash Advance Facility: Utilize the cash advance facility through any Canara Bank ATMs.
9. Rewards Points: Earn two rewards points for every purchase transaction, including e-commerce transactions, of Rs. 100. Each point is equivalent to Rs. 0.25. You also have the option to encash your accumulated reward points.

These features and benefits are available with the Canara RuPay Select Credit Card.

Fees and Charges

Charges:

  • Enrollment Fee: Nil
  • Annual Fee: Nil
  • Inactivity Fee: Rs. 300/- per annum if the turnover is below Rs. per year
  • Cash Withdrawal Fee: 3% of the transaction amount, subject to a minimum of Rs. 30L for every Rs. 1000 or part thereof.

Please note that the mentioned charges apply to the Canara RuPay Select Credit Card.

Frequently Asked Questions (FAQs):

1. How can I apply for the Canara RuPay Select Credit Card?
To apply for the Canara RuPay Select Credit Card, you can visit the official website of Canara Bank or visit a Canara Bank branch near you to fill out the application form.

2. What is the annual fee for the Canara RuPay Select Credit Card?
The annual fee for the Canara RuPay Select Credit Card is nil, which means there is no annual fee charged for this card.

3. Is there a cash withdrawal limit on this credit card?
Yes, there is a cash withdrawal limit on the Canara RuPay Select Credit Card. You can withdraw cash up to 50% of your card limit per billing cycle, with a maximum limit of Rs. 50,000.

4. What are the rewards points earning and redemption options?
With the Canara RuPay Select Credit Card, you can earn two rewards points for every purchase transaction, including e-commerce transactions, of Rs. 100. Each reward point is equal to Rs. 0.25. You can choose to redeem your accumulated reward points for various options available.

5. Does the card come with any insurance coverage?
Yes, the Canara RuPay Select Credit Card provides insurance coverage of Rs. 10 Lakhs for personal accident death and permanent disability through the RuPay Insurance Program.

Conclusion:

The Canara RuPay Select Credit Card offers a range of benefits and features that cater to your financial needs and lifestyle preferences. With its attractive rewards program, convenient cash withdrawal options, international ATM access, and insurance coverage, this credit card provides a comprehensive and rewarding experience. Additionally, the card comes with an EMV CHIP PIN for enhanced security and the option to avail add-on cards for your family members. Apply for the Canara RuPay Select Credit Card today and enjoy the privileges it offers.

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