The Club Vistara SBI Card offers various privileges to its cardholders. Here are the details of the privileges:
1. Welcome Gift Voucher: Upon payment of the Annual/Renewal fee, you will receive a welcome gift of 1 Economy class ticket as an E-Gift Voucher.
2. Reward Benefits: With the Club Vistara SBI Card, you can earn 3 CV Points for every Rs. 200 spent on all your transactions. These points can be redeemed for flights, upgrades, and other exciting rewards.
3. Comprehensive Insurance Cover: The card provides comprehensive insurance coverage, including up to 4 cancellations per year, with each cancellation limit set at Rs. 3,500. Additionally, it offers a lost card liability cover of up to Rs. 1 lakh and an air accident cover of up to Rs. 50 lakhs.
4. Milestone Benefits: By achieving specific spending milestones, you can enjoy additional benefits. If you spend Rs. 50,000 within 90 days of card issuance, you will receive 1000 bonus CV Points. Furthermore, on annual spends of Rs. 1.25 lakhs, Rs. 2.5 lakhs, and Rs. 5 lakhs, you will receive 1 Economy class ticket each.
5. Domestic Airport Lounge Access: Cardholders can enjoy 4 complimentary visits per year to domestic airport lounges, with a maximum of 1 visit per quarter.
6. Complimentary Priority Pass Membership: The Club Vistara SBI Card offers a complimentary Priority Pass Membership worth USD 99 for the entire duration of the product. This membership allows access to a wide range of airport lounges globally.
These privileges enhance the travel experience and provide benefits for regular travelers. Please note that the information provided is based on the knowledge available up until September 2021, and there may have been updates or changes to the privileges since then.
Benefits and Features of Club Vistara SBI Card
Here are the features and benefits of the Club Vistara SBI Card:
1. Reward Points: You can earn 3 CV Points for every Rs. 200 spent using the card. These points can be redeemed on Air Vistara and partner airlines. You can browse through the Club Vistara CV Points redemption page for more details.
2. Contactless Advantage: The card offers contactless payment technology, allowing you to make fast and convenient transactions. Simply wave your card at a secure reader to complete the transaction without handing over your card or using cash.
3. Global Acceptance: The Club Vistara SBI Card is accepted at over 24 million outlets worldwide, including 325,000 outlets in India. You can locate the outlets by clicking here.
4. Air Accident & Fraud Liability Cover: Cardholders receive complimentary Air Accident Liability Cover of Rs. 50 lakhs. Additionally, there is a credit card Fraud Liability Cover of Rs. 1 lakh, valid for a certain period after reporting loss or theft.
5. Add-on Cards: You can provide add-on cards to your family members above the age of 18, including parents, spouse, children, or siblings.
6. Cash Access Across the World: The card allows cash withdrawals from over 1 million MasterCard or Visa ATMs globally, including 18,000 ATMs in India and over 10,000 SBI ATMs across various cities in India.
7. Safe and Secure: The Club Vistara SBI Card is equipped with chip and PIN technology, enhancing security against counterfeiting and skimming.
8. Easy Bill Pay Facility: You can conveniently pay your electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility available on the card.
9. Flexipay: With Flexipay, you can convert your transactions of Rs. 2,500 or more into easy monthly installments. Visit sbicard.com within 30 days of purchase to avail of this feature.
10. Balance Transfer on EMI: You can transfer the outstanding balance from other banks’ credit cards to your Club Vistara SBI Card and repay it in EMIs at a lower interest rate.
11. Easy Money Facility: With Easy Money, you can request a draft or cheque against your cash limit, which will be delivered to your doorstep.
Fees and Charges
Here are the fees and charges associated with the Club Vistara SBI Card:
1. Annual Fee: The annual fee for the card is Rs. 1499 plus applicable taxes.
2. Renewal Fee: From the second year onwards, the renewal fee is Rs. 1499 plus applicable taxes per annum.
3. Add-on Fee: There is no annual fee charged for add-on cards.
For detailed information regarding fees and other applicable charges, please refer to the Most Important Terms & Conditions provided by SBI Card.
Payment Settlement Order: When making payments towards your cardholder account, the settlement will follow the order of Minimum Amount Due (inclusive of taxes and EMI on EMI based products), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding, and Cash Advance.
– Cheques payable outside the clearing zones are not accepted. Only local cheques or drafts payable in Delhi are accepted as payment.
– All applicable taxes will be charged on the fees, interest, and charges.
– The value proposition of the co-branded product may involve joint funding by SBI Card and the co-brand partner, with fee and revenue sharing between the two parties.
– By continuing to use the card, you are deemed to accept any amendments made to the terms and conditions.
For assistance, you can contact the SBI Card helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290.
Q: How can I apply for a Club Vistara SBI Card?
A: You can apply for the card by visiting the official website of SBI Card or contacting their customer service. The application process usually involves filling out an online application form and submitting the required documents.
Q: What documents are required to apply for the card?
A: The specific document requirements may vary, but generally, you will need to provide identity proof (such as PAN card, Aadhaar card, or passport), address proof, income proof (such as salary slips or income tax returns), and a recent passport-sized photograph.
Q: How long does it take for the credit card application to be processed?
A: The processing time can vary, but typically it takes a few business days to review and process the application. You may receive a notification regarding the status of your application.
Q: How can I pay my credit card bill?
A: You can pay your credit card bill through various methods such as online payment through net banking or mobile banking, using the SBI Card mobile app, through auto-debit instructions, or by visiting the nearest SBI Card branch.
Q: What should I do if my credit card is lost or stolen?
A: In case of a lost or stolen card, it is important to immediately report it to the SBI Card helpline at the provided contact numbers (39 02 02 02 or 1860 180 1290) to block the card and prevent any unauthorized transactions. They will assist you with the necessary steps to be taken.
In conclusion, the Club Vistara SBI Card offers various benefits such as welcome gift vouchers, reward points, insurance coverage, milestone benefits, airport lounge access, and more. The card comes with an annual fee and renewal fee, which can be found in the terms and conditions. It is important to understand the fees, charges, and terms associated with the card before applying. For specific details, it is recommended to refer to the Most Important Terms & Conditions provided by SBI Card or reach out to their customer service for assistance.