You know what’s convenient? When you go out to shop at the mall or get groceries for the house, you no longer have to stress about carrying cash at all times. And why is that? Because debit cards have entered our lives as financial saviours.
As more people and businesses go cashless, debit cards have become the most preferred mode of payment because they are quick, convenient, and secure. Among these, the rupay debit card is a domestic debit card introduced by the National Payment Corporation of India (NPCI) to facilitate ATM withdrawals and cashless transactions in the country.
You can quickly get a rupay debit card by applying online or receiving one when you open a savings account with a bank. If you’re also looking for the unmatched convenience of digital payments, here’s how to get a rupay debit card online.
How to Apply for a Rupay Debit Card Online?
Today, all private, public, rural, and cooperative banks offer rupay debit cards with a simple and hassle-free application process. All you need to do is check out the bank’s website and fill in an online application form to get started.
- Select the product you are applying for from the drop-down menu
- Fill in your personal details
- Select if you’re an existing customer with the bank
- Click “Apply Now”
- Once you submit the application, you will receive an interaction ID, and the bank will contact you for further process
Benefits of Getting a Rupay Debit Card
- Minimum Transaction Cost
When you apply for a rupay debit card, you don’t have to be worried about the higher transaction costs. Not only do they carry a minimal transaction cost being domestic debit cards, but they also carry a low joining and annual fee, making them a preferred choice for all your financial transactions.
RuPay is a unique credit and debit card network in India which facilitates highly secure transactions and protects against anti-phishing. Moreover, you receive SMS alerts on the registered number after every transaction, ensuring utmost security.
- Flexible Transaction Limit
With rupay debit cards from IndusInd Bank, you can enter a world of financial convenience. Now shop at your favourite stores, order online, or dine at restaurants as you get high ATM and PoS transaction limits.
How to Register and Activate Your Rupay Debit Card Online?
Since rupay debit cards are indigenous, they are acceptable only on domestic payment gateways. You can register your card on various e-commerce websites to shop online or swipe at PoS terminals. Here’s how you can register and activate your card before shopping online-
- Add products to the cart and select “pay by debit card”
- Enter your debit card details, including the 16-digit debit card number, expiry date, and CVV number
- Enter the OTP
- Enter your ATM or UPI pin
- Now your rupay debit cardi s activated for seamless transactions
The Bottom Line
Ready to experience financial ease like never before? Top banks like IndusInd Bank bring you unmatched spending freedom with rupay debit cards. Apply online and enjoy excellent features like minimum annual fees, higher ATM withdrawal limit, complimentary accidental insurance cover, and more.