IndusInd Bank Pinnacle Credit Card

Introducing the IndusInd Bank Pinnacle Credit Card, designed for individuals who strive for excellence and demand nothing but the best.

Experience a world of luxury with exclusive travel, lifestyle, and golf privileges, ensuring that you receive exceptional value for your investment.

Total Savings: Enjoy savings of up to INR 1,59,266* through various benefits and rewards offered by the card.

Reward Points: Earn a generous reward rate of 2.5 points** for every eligible transaction, allowing you to accumulate points faster and redeem them for a wide range of rewards.

Insurance Coverage: Benefit from a comprehensive sum assured*** of INR 1,00,000, providing financial protection and peace of mind in unforeseen circumstances.

Savings on Fuel Surcharge: Avail savings of INR 2,400 on fuel surcharge, ensuring that you get the most out of your fuel expenses.

With the IndusInd Bank Pinnacle Credit Card, you can indulge in a world-class experience, unmatched privileges, and rewards that truly reflect your exceptional lifestyle.

Actual savings may vary based on usage and applicable terms and conditions.
Reward points accumulation rate is subject to the card’s specific terms and conditions.
Sum assured may vary based on the card’s insurance coverage terms and conditions.

Rewards and Offers

Maximize your earnings on every transaction using your Pinnacle World Credit Card across various categories:

E-commerce Transactions:
Earn 2.5 reward points for every ₹100 spent on e-commerce purchases, allowing you to accumulate points quickly while shopping online.

E-commerce Travel and Airline Transactions:
For every ₹100 spent on e-commerce travel and airline transactions, earn 1.5 reward points, providing you with additional rewards for your travel expenses.

PoS, MoTo, IVR Transactions, and Standing Instructions:
Every ₹100 spent on point-of-sale (PoS), mail order/telephone order (MoTo), interactive voice response (IVR) transactions, and standing instructions will earn you 1 reward point, giving you rewards for your day-to-day purchases and bill payments.

Redeeming Reward Points:
Once you have accumulated reward points, you have the freedom to choose how to redeem them. Explore various redemption options available to you and enjoy the benefits of your hard-earned reward points.

With the Pinnacle World Credit Card, you can earn big rewards on every spend and have the flexibility to redeem them based on your preferences and needs. Start maximizing your rewards and enjoy the benefits of your credit card today.

Benefits and Features of IndusInd Bank Pinnacle Credit Card

Indulge in bespoke luxury and create unforgettable memories with exclusive offers and experiences available with your IndusInd Bank Credit Card:

Oberoi Hotels Gift Voucher:
Experience the epitome of luxury with a memorable stay at Oberoi Hotels. Redeem your Oberoi gift voucher and enjoy a luxurious holiday with your loved ones. Contact Oberoi Central Reservations to book your stay and create cherished moments.

Discover the world of craftsmanship and exceptional quality with Montblanc. Choose from a range of exquisite watches, stationery, jewellery, leather goods, and eyewear from this renowned premium brand.

Luxe Gift Card:
Experience extravagance and indulge in luxury with the Luxe Gift Card. Gain access to over 30 global luxury and premium brands, with a presence in over 360 stores across 30 cities in India. Pamper yourself with the finest shopping experiences.

Intimate Luxury Hotels:
Unwind and retreat to a life of luxury in intimate luxury hotels located in beautiful holiday destinations across India. Enjoy simplicity and luxury combined as you embark on a journey to the life you’ve always desired.

Discount Vouchers:
As an IndusInd Bank Credit Cardholder, you can enjoy discount vouchers from various brands including Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola, and more. Please note that these brands are subject to change at the discretion of the bank and Vouchagram.

Pinnacle Dining:
Experience fine dining like never before with complimentary EazyDiner Prime Membership. Enjoy up to 50% discounts at over 2000 restaurants in India and Dubai, along with additional benefits such as joining bonus EazyPoints and double EazyPoints on all restaurant table reservations.

Pinnacle Assurance:
Ensure the safety and security of your cashless transactions with Total Protect. This unique program covers you for an amount equal to the credit limit on your card and is available for both primary and add-on cards. It provides coverage for unauthorized transactions in case of loss or theft of your card, as well as protection against counterfeit fraud.

Air Accident Cover:
With your IndusInd Bank Pinnacle Credit Card, you also receive a complimentary personal air accident insurance cover of up to Rs 25,00,000. Travel with peace of mind knowing that you are protected against unforeseen circumstances.

Embrace the privileges and benefits offered by your IndusInd Bank Pinnacle Credit Card, and elevate your lifestyle with extraordinary experiences and unmatched luxury.

Additional Privileges

Priority Pass Membership:
Enjoy a special Priority Pass membership for you and your partner, granting you access to airport lounges worldwide. Relax and unwind in comfort before your flights.

Complimentary Golf Benefits:
Take advantage of 2 complimentary golf games and 4 complimentary golf lessons every month at select prestigious clubs. Enhance your golfing skills and enjoy the sport to the fullest.

Private Golf Lessons and Hole-in-One Insurance:
Receive private golf lessons to further refine your golfing abilities. Additionally, benefit from hole-in-one insurance coverage, adding excitement and protection to your golfing experience.

Complimentary Movie Tickets:
Indulge in the world of cinema with complimentary movie tickets. Enjoy watching your favorite movies three times a month, courtesy of your IndusInd Bank Pinnacle Credit Card.

Additional Savings on Fuel Surcharge:
Save more on your fuel expenses with the IndusInd Bank Pinnacle Credit Card. Benefit from reduced or waived fuel surcharges at participating fuel stations across India.

Annual Value of Reward Points:
On an average monthly spend of ₹30,000, earn approximately 450 reward points per month. These reward points can be redeemed for a variety of exciting rewards, adding value to your card usage.

Make the most of your IndusInd Bank Pinnacle Credit Card and unlock a world of exclusive privileges, enhanced golfing experiences, entertainment, and savings, tailored to suit your premium lifestyle.


To be eligible for the IndusInd Bank Pinnacle Credit Card, you need to meet the following income/ITR requirements:

  • For salaried individuals, the minimum income should be ₹10 lakh per annum.
  • For self-employed individuals, the minimum income should be ₹12 lakh per annum.

Please note that these income criteria are applicable for eligibility assessment and may be subject to change based on the bank’s policies and guidelines.


To apply for the IndusInd Bank Pinnacle Credit Card, you will need to submit the following documents:

KYC Documents:

  • Pan card
  • Aadhaar card
  • Photograph (mandatory)

Address Proof:
If your communication address is different from the address on your Aadhaar card, you can submit other acceptable address proofs such as voter’s ID, driving license, passport, etc.

Income Documents:
For salaried individuals:

  • Last 3 months’ bank statement
  • Last 3 months’ salary slip or details of other bank’s credit card

For self-employed individuals:
Latest copy of Income Tax Return (ITR) or details of other bank’s credit card

Please ensure that all the documents are self-attested by the applicant. If you require any further assistance regarding credit card documentation, you can contact our helpdesk at 1860 267 7777.


1. What is the credit limit offered on the IndusInd Bank Pinnacle Credit Card?
The credit limit offered on the Pinnacle Credit Card is determined based on various factors, including your income, credit history, and repayment capacity. The bank will assess your eligibility and provide you with a suitable credit limit.

2. Can I upgrade my existing IndusInd Bank credit card to the Pinnacle Credit Card?
Yes, if you are an existing IndusInd Bank credit cardholder, you may be eligible for an upgrade to the Pinnacle Credit Card. However, the upgrade is subject to the bank’s terms and conditions and eligibility criteria.

3. How can I redeem the reward points earned on my Pinnacle Credit Card?
You can redeem your reward points through the IndusInd Bank rewards program. The redemption options may include a wide range of merchandise, gift vouchers, air miles, cashback, and more. You can visit the bank’s website or contact customer support for more information on the redemption process.

4. Is there an annual fee for the Pinnacle Credit Card?
Yes, the Pinnacle Credit Card may have an annual fee. The exact fee amount and any applicable waivers or offers will be communicated to you by the bank at the time of card application or during the upgrade process.


The IndusInd Bank Pinnacle Credit Card is designed to offer exclusive privileges and benefits to individuals who seek luxury and excellence. With its range of travel, lifestyle, golf, and dining benefits, the card provides a rewarding experience for cardholders.

From special access to prestigious golf clubs and complimentary golf games to discounts on dining and entertainment, the Pinnacle Credit Card offers a host of privileges. Additionally, the card provides a reward points program that allows you to earn and redeem points for various rewards.

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