InterMiles HDFC Signature Credit Card Review, Benefits, Features and Eligible Criteria

– Enjoy 3,000 InterMiles upon spending Rs. 6,000 within the first 30 days of your anniversary date.**
– Experience savings on flight and hotel bookings with discount vouchers:
– Receive Rs. 750 Flight Discount vouchers* annually.
– Get Rs. 1,000 Hotel Discount vouchers* annually.
(*These renewal benefits are applicable upon realization of the membership fee. For voucher terms and conditions, please refer to the provided link.)

InterMiles Accrual Programme:

– Earn 6 InterMiles for every Rs. 150 spent on retail purchases.
– Earn 12 InterMiles for every Rs. 150 spent on flight tickets booked on http://flights.intermiles.com.
– Earn 12 InterMiles for every Rs. 150 spent on hotel bookings made on Interbook.intermiles.com.
(Note: Retail purchases must be above Rs. 150 to qualify for InterMiles. Cash advances, fuel transactions, fees, and other charges do not accrue InterMiles. EasyEMI and e-wallet loading transactions are not eligible for InterMiles. InterMiles accrued for insurance transactions are capped at 2,000 per day.)

Privileges on Etihad Airways (Applicable for all customers):

– Avail a 5% discount* on Economy Class tickets booked on http://flights.intermiles.com.
– Enjoy a 10% discount* on Business Class tickets booked on https://flights.intermiles.com.
– Earn 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com.
(*Terms and conditions apply, please refer to the provided link.)

Domestic Lounge Program:

– Access select lounges at airports in India with network partners by presenting your InterMiles HDFC Bank World/Signature Credit Card and boarding pass.

VISA Lounge Program:

– Enjoy 16 complimentary visits per year (4 per quarter) when you travel. (Terms and conditions apply, and lounges may charge a nominal fee for card validation.)

MasterCard Lounge Program:

– Avail 16 complimentary visits per year (4 per quarter) when you travel.

Priority Pass Membership:

– Receive complimentary enrollment worth $99 into the Priority Pass Program, granting you access to over 600 airport lounges worldwide, regardless of your airline or class of travel. The primary cardholder can enjoy up to 5 free visits to international lounges every year. (Please note the specific terms and conditions for lounge visits within and outside India.)

Renewal Membership Fee Waiver:

– Spend Rs. 3 lakh on your InterMiles HDFC Bank Signature/World Credit Card within 12 months of the card setup or renewal date and get the renewal fee for the next year waived off. (In case of fee waiver, flight/hotel discount vouchers will not be provided.)

Fuel Surcharge Waiver:

– Enjoy a 1% fuel surcharge waiver at all fuel stations across India, with a cap of Rs. 500 per billing cycle. (Minimum transaction of Rs. 400 required.)

Safe & Secure Transactions:

– Use your chip-enabled card at any chip-enabled POS or swipe your card at non-chip POS for secure transactions.

Zero Liability on Lost Card:

– Report the loss of your card immediately to the 24-hour call center to have zero liability for any fraudulent transactions made with your card.

Lowest Revolving Credit:

– Benefit from revolving credit on your credit card at an interest rate of 3.6% per month. (Starting from 01-09-2020)

Interest-Free Credit:

– Enjoy up to 50 days of interest-free credit from the date of purchase, subject to merchant submission.

Eligibility

Eligibility criteria for the InterMiles HDFC Bank Signature Credit Card are as follows:

For Salaried Indian Nationals:
– Age: Minimum 21 years and Maximum 60 years.
– Net Monthly Income: Should be greater than Rs. 90,000.

For Self-Employed Indian Nationals:
– Age: Minimum 21 years and Maximum 65 years.
– Income: Minimum annual income should be above Rs. 12 lakhs as per the Income Tax Return (ITR) filing.

Fees and Charges

Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
GST levied will not be reversed on Any dispute on Fee & Charges
*Terms & Conditions Apply

NOTE: For card sourced starting 01-11- 2020, Below T&Cs are applicable
1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.

Frequently Asked Questions (FAQs):

1. How can I apply for the InterMiles HDFC Bank Signature Credit Card?
You can apply for the InterMiles HDFC Bank Signature Credit Card by visiting the HDFC Bank website or contacting their customer service. The application process typically involves filling out an online form, submitting the necessary documents, and meeting the eligibility criteria.

2. What are the eligibility criteria for the InterMiles HDFC Bank Signature Credit Card?
For salaried individuals, the minimum age requirement is 21 years and the maximum age requirement is 60 years. The net monthly income should be above Rs. 90,000. For self-employed individuals, the minimum age requirement is 21 years and the maximum age requirement is 65 years. The annual income as per the latest Income Tax Return (ITR) should be above Rs. 12 lakhs.

3. What are the joining and renewal membership fees for the InterMiles HDFC Bank Signature Credit Card?
The joining and renewal membership fee for the InterMiles HDFC Bank Signature Credit Card is Rs. 2500/- plus applicable taxes. The fees may be subject to change, so it’s advisable to check with the bank for the latest information.

Conclusion:

The InterMiles HDFC Bank Signature Credit Card provides an array of exciting features and benefits for cardholders. With opportunities to earn InterMiles on retail spends and travel bookings, access to airport lounges, discounts on flights and hotels, and convenient payment options, this card aims to enhance the overall travel and lifestyle experiences of its users. The card also offers renewal benefits and various protections for secure transactions. To apply for the card or get detailed information about its features, fees, and eligibility, it is recommended to visit the HDFC Bank website or reach out to their customer service.

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