Air India SBI Platinum Card

The Air India SBI Platinum Card is a credit card co-branded by Air India and the State Bank of India (SBI). It is designed to offer exclusive benefits and rewards to frequent flyers of Air India, India’s national airline.

1. Welcome Bonus: The card offers a generous welcome bonus in the form of reward points upon successful activation of the card.

2. Reward Points: Cardholders earn reward points on their everyday purchases, both domestic and international. These reward points can be redeemed for Air India tickets and other exciting rewards.

3. Airline Benefits: The card provides complimentary membership to the Air India Frequent Flyer Program, known as Flying Returns. This allows cardholders to earn additional Flying Returns miles on Air India flights.

4. Lounge Access: Cardholders enjoy complimentary access to select airport lounges in India and around the world, providing a comfortable and relaxing pre-flight experience.

5. Air Travel Discounts: The Air India SBI Platinum Card offers attractive discounts on Air India ticket bookings, including domestic and international flights.

6. Insurance Coverage: Cardholders receive complimentary insurance coverage, including air accident insurance and lost card liability insurance.

7. Fuel Surcharge Waiver: The card provides a waiver on fuel surcharges at designated petrol pumps across India.

8. Dining and Lifestyle Privileges: The card offers discounts and benefits at partner restaurants, hotels, and lifestyle outlets, including shopping, entertainment, and wellness services.

9. Contactless Payments: The Air India SBI Platinum Card supports contactless payments, allowing for quick and convenient transactions at participating merchants.

10. Global Acceptance: As the card is issued in partnership with Visa or Mastercard, it is widely accepted both in India and abroad.

Benefits of Air India SBI Platinum Card

1. Welcome Gift: Upon payment of the annual fee, a welcome gift of 5,000 Reward Points will be credited within 15 days.

2. Linking Flying Returns Number: Ensure that your existing Flying Returns Loyalty Number is linked to your Air India SBI Platinum Card.

3. Redemption Eligibility: To redeem miles for yourself, you need to have at least one flight accrual activity registered since enrolling as a Flying Returns member. To redeem miles for family and friends, you need at least five flight accrual activities registered since enrolling.

4. Spend More, Get More: Earn 2 Reward Points for every Rs. 100 spent on the card. You can receive up to 15,000 bonus Reward Points annually.

5. Reward Points Conversion: Convert your Reward Points into Air India miles at a 1:1 ratio. Each Reward Point is equal to 1 Air India Air mile.

6. Travel Benefits: Earn 5 Reward Points for every Rs. 100 spent on Air India tickets, whether for yourself or others, when booked through Air India booking offices or call centers. Up to 15 Reward Points will be credited within 45 days from the transaction posting. Additionally, earn 5 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

7. Reward Points to Air Miles Conversion: Reward Points are converted to Air India Air Miles within 7 working days upon receiving the conversion request. The minimum conversion requirement is 5,000 Reward Points, and redemptions must be made in multiples of 5,000. Once converted, Air India Air Miles cannot be reversed.

8. Fuel Surcharge Waiver: Enjoy the benefit of a 1% fuel surcharge waiver at all petrol pumps across India. This waiver applies to purchases of petrol and other products/services. To avail this benefit, make fuel purchases between Rs. 500 and Rs. 4,000. The maximum surcharge waiver per statement cycle is Rs. 250. Please note that all applicable taxes are extra.

Please note that these details are subject to change, and it’s advisable to visit the official Air India or SBI website for the most up-to-date and accurate information.

Fees and Charges


  • Annual Fee (one-time): Up to Rs. 1,499
  • Renewal Fee (per annum): Rs. 1,499 from the second year onwards
  • Add-on fee (per annum): Nil

Fees and Charges:
For detailed information about fees and other applicable charges, please refer to the Most Important Terms & Conditions.

Order of Payment Settlement:
All payments made for a cardholder account will be settled in the following order: Minimum Amount Due (inclusive of applicable taxes + EMI on EMI-based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding, and Cash Advance.

Important Points to Note:

  • – Cheques payable outside the clearing zones are not accepted. Only local cheques or drafts payable in Delhi are accepted.
  • – All taxes will be charged as applicable on fees, interest, and charges.
  • – The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner based on their financial arrangement. Therefore, fee and revenue sharing may occur between the two parties.
  • – Your continued use of the card will be considered as acceptance of any amendments made to the terms and conditions.

For assistance, please contact the SBI Card helpline at:
Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290.

Please note that the information provided in this communication is accurate as of July 2018 and is subject to change at the discretion of SBICPSL. The SBI Card Most Important Terms and Conditions are also available at

Features of Air India SBI Platinum Card

Complimentary Visa Lounge Access:
– Enjoy the complimentary Visa Lounge Access Program at major domestic airports in India.
– You are entitled to 8 complimentary visits per year to Domestic Visa Lounges in India, with a maximum of 2 visits per quarter.
– For more details, please click here.

Lost Card Liability Cover:
– Benefit from complimentary lost card liability cover of Rs. 1 lakh.
– This cover is applicable from 48 hours prior to reporting the loss until 7 days after reporting the loss.

Cash on the Go:
– Withdraw cash from over 1 million Visa ATMs worldwide, including more than 18,000 Visa ATMs in India, and over 10,000 State Bank ATMs across 100 cities in India.

Global Acceptance:
– Your Air India SBI Platinum Card is accepted at over 2 million Visa outlets worldwide and over 285,000 outlets in India.

Add-on Cards:
– Apply for add-on cards for your spouse, parents, children, or siblings above the age of 18, empowering your family to enjoy the benefits of the Air India SBI Platinum Card.

Emergency Card Replacement:
– If your card is lost anywhere in the world, you can get it replaced.
– Enjoy a 24×7 helpline for emergency card replacement even while traveling abroad.
– For Visa helpline numbers, click here.
– In case your card is lost in India, please call Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290.

Easy Bill Pay at Zero Charge:
– Never miss the due date for paying your electricity, insurance, telephone, and other utility bills with the Easy Bill Pay facility on your card.
– For more information, click here.

– With Flexipay, convert your transactions of Rs. 2,500 or more into easy monthly installments.
– Log on to within 30 days of the purchase to convert it into Flexipay.
– To know more, click here.

Balance Transfer on EMI:
– Transfer the outstanding balance from other bank’s credit cards to your Air India SBI Platinum Card.
– Enjoy a lower rate of interest and the convenience of paying in EMIs.
– Log on to with your user ID and password to book Balance Transfer on EMI.

Easy Money Facility:
– With Easy Money, you can get a draft or cheque against your cash limit and have it delivered to your doorstep.

Online Railway Ticket Booking:
– Use your Air India SBI Platinum Card to book railway tickets online.
– The tickets will be delivered to your doorstep.
– Visit and follow the instructions to make your reservations.
– Payments can be made through your SBI Card at the payment gateways that accept Visa Cards.
– All transactions on are governed by the terms and conditions of

Please note that the information provided here is subject to change, and it’s advisable to visit the official Air India or SBI Card website for the most up-to-date and accurate details.


1. How can I apply for the Air India SBI Platinum Card?
You can apply for the card online through the official SBI Card website or by visiting an SBI branch.

2. Can I earn reward points on all my purchases?
Yes, you can earn reward points on both domestic and international purchases made using your Air India SBI Platinum Card.

3. How can I redeem my reward points?
You can redeem your reward points for Air India tickets and other rewards. Conversion of reward points to Air India Air Miles is possible, with a minimum redemption requirement of 5,000 reward points.

4. What are the benefits of the complimentary Visa Lounge Access?
As an Air India SBI Platinum Cardholder, you can enjoy complimentary access to Domestic Visa Lounges in India. You are entitled to 8 visits per year, with a maximum of 2 visits per quarter.

5. Is there a fee for add-on cards?
No, there is no fee for add-on cards. You can apply for add-on cards for your family members above the age of 18.


The Air India SBI Platinum Card offers several benefits and features tailored for frequent flyers of Air India. From earning reward points on purchases to enjoying lounge access and other travel-related privileges, the card aims to enhance the travel experience. Additionally, the card provides convenience and security with services like lost card liability cover, emergency card replacement, and global acceptance. However, it’s important to review the most up-to-date terms and conditions and consider your personal financial needs before applying for the card.

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