Bank of Baroda ICSI Diamond Credit Card

Experience the essence of every moment with the Bank of Baroda ICSI Diamond Credit Card, exclusively designed for ICSI Members. This exceptional credit card offers a range of exciting features and benefits, allowing you to make the most of your experiences while enjoying world-class privileges and incredible savings opportunities.

Explore the incredible benefits of your card:

Indulge in Shopping Delights with ICSI Diamond, maximizing the value of your money. Earn 5 reward points on every ₹100 spent on dining, online purchases, and utility bills. Additionally, earn 999 Bonus Reward Points on 5 transactions worth ₹1000 or more each, every month.

ICSI Diamond becomes your trusted Travel Buddy, providing you with the best travel benefits. Enhance your airport experience with 12 complimentary access (3 per quarter) to partner domestic airport lounges. For Mastercard holders, please visit our website for more information, and for Rupay Card holders, please refer to the provided link. Moreover, enjoy savings on international spends with a reduced forex mark-up of 2%.

Embrace a luxurious and healthy lifestyle with our Fitness & Frolic benefits. As a welcome gift, enjoy a complimentary 6-month FitPass Pro membership worth ₹15,000. To learn more about this offer, please click on the provided link.

The Bank of Baroda ICSI Diamond Credit Card is tailored to cater to your unique needs, ensuring that every moment you spend is precious.

Benefits of Bank of Baroda ICSI Diamond Credit Card

Introducing the Bank of Baroda ICSI Diamond Credit Card, specially crafted for ICSI members, offering a host of benefits and rewards to make your financial journey extraordinary. Take a look at the remarkable features of this credit card:

Milestone Rewards

  • Earn 1000 reward points by making a transaction within 30 days of card issuance.
  • Receive 3,999 reward points every quarter by spending more than your card’s credit limit.

Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver at all fuel stations across India for transactions ranging from Rs.400 to Rs.5,000 (maximum Rs.250 per statement cycle). Please note that fuel transactions do not earn reward points.

Extra Rewards

  • Earn 1 reward point for every Rs.100 spent on any other category.
  • Redeem your accumulated reward points for cashback at a rate of 1 reward point = Rs.0.25.

Easy EMI Option
Convert purchases exceeding Rs.2,500 on your card into convenient EMIs of 6 or 36 months.

Free Add-on Card
Obtain up to 3 lifetime free add-on cards for your spouse, parents, siblings, or children above the age of 18.

Complimentary Insurance
Benefit from Professional Indemnity Insurance Cover of Rs.5 Lakhs*, Air accident death cover of Rs.15 Lakhs, and Non-air accident death cover of Rs.5 Lakhs.

Zero Liability on Lost Card
Report the loss of your card immediately to ensure zero liability for any fraudulent transactions.

The Bank of Baroda ICSI Diamond Credit Card is exclusively designed for ICSI members, providing an array of privileges and rewards to enhance your financial experiences.


The eligibility criteria for the Bank of Baroda ICSI Diamond Credit Card are as follows:

Primary Cardholder:

  • Must be an eligible and active member of ICSI.
  • Subject to the credit policy of the bank.

Add-on Cardholder:

  • Should be over 18 years of age.
  • Must be a resident of India.

Please note that these eligibility criteria are subject to the terms and conditions set by the bank.


To apply for your Bank of Baroda ICSI Diamond Credit Card and access its exclusive benefits, offers, and rewards, please submit the following documents along with the application form:

1. Photocopy of PAN card
2. Photocopy of ICSI Membership Card
3. Latest Salary Slip or Latest Income Tax Return (ITR) documents. Alternatively, if you already possess another credit card, include a copy of the same along with the latest bill statement.
4. Current Residence Proof document
5. One recent passport-size photograph

By providing these documents, you can complete the application process and avail yourself of the Bank of Baroda ICSI Diamond Credit Card, enjoying its unique features and privileges.

Fees and Charges

The Bank of Baroda ICSI Diamond Credit Card offers the following annual fee structure:

Primary Card:

  • First Year Fee: Life Time Free (levied in the first statement)
  • Annual Fee (subsequent years): Life Time Free

Add-on Card:

  • First Year Fee: NIL
  • Annual Fee (subsequent years): NIL

With this credit card, you can enjoy the benefits and privileges without any annual fees for both the primary and add-on cards throughout the card’s lifetime.


1. How can I apply for the Bank of Baroda ICSI Diamond Credit Card?
– You can apply for the credit card by visiting the Bank of Baroda’s website or contacting their customer service. You will need to fill out the application form and submit the required documents.

2. What is the credit limit offered on the ICSI Diamond Credit Card?
– The credit limit offered on the card is determined by the bank based on various factors such as your income, credit history, and creditworthiness.

3. Can I avail of the fuel surcharge waiver on all fuel stations in India?
– Yes, the fuel surcharge waiver is applicable at all fuel stations across India for transactions within the specified range mentioned in the terms and conditions.

4. How can I redeem the reward points earned on my ICSI Diamond Credit Card?
– You can redeem your accumulated reward points for cashback at the rate of 1 reward point = ₹0.25. The redemption process may vary, and you can contact the bank or refer to their website for more details.


The Bank of Baroda ICSI Diamond Credit Card is a unique offering exclusively designed for ICSI members. With its attractive features such as accelerated rewards, travel benefits, fitness and frolic perks, and more, it provides a range of benefits to enhance your lifestyle and financial experiences. The card comes with a lifetime free annual fee, making it a cost-effective choice for ICSI members. By availing this credit card, you can enjoy exclusive privileges and rewards while managing your finances conveniently.

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