The IndusInd Bank Platinum Aura Credit Card is a premium credit card offered by IndusInd Bank, one of the leading banks in India. Designed to cater to the lifestyle needs of individuals, this card comes with a host of features and benefits. Here’s an introduction to the IndusInd Bank Platinum Aura Credit Card:
1. Welcome Benefits: As a new cardholder, you may be eligible for attractive welcome benefits such as reward points, vouchers, or discounts on specific categories or brands. The exact welcome benefits may vary based on the ongoing promotions and offers at the time of your application.
2. Reward Points: The IndusInd Bank Platinum Aura Credit Card allows you to earn reward points on your everyday purchases. The number of reward points you earn depends on the type of transaction and the merchant category. These points can be accumulated and redeemed for a wide range of products, vouchers, or services from the IndusMoments rewards catalog.
3. Lifestyle Benefits: This card offers various lifestyle benefits to enhance your experience. It includes privileges such as golf privileges, access to airport lounges, concierge services, dining discounts, and exclusive offers on travel, entertainment, and shopping.
4. Insurance Coverage: The IndusInd Bank Platinum Aura Credit Card provides insurance coverage such as air accident insurance, lost card liability, and purchase protection. These insurance benefits offer financial security and protection against unforeseen circumstances.
5. Fuel Surcharge Waiver: When you use your IndusInd Bank Platinum Aura Credit Card to pay for fuel at any fuel station in India, you can enjoy a fuel surcharge waiver. This feature helps you save on fuel expenses.
6. FlexiPay: The FlexiPay feature allows you to convert your high-value transactions into easy monthly installments. You can convert purchases into affordable EMIs and manage your expenses more efficiently.
7. Contactless Payments: The card is equipped with contactless payment technology, allowing you to make quick and secure payments by simply tapping your card on the contactless-enabled payment terminal.
It’s important to note that the specific features, benefits, and eligibility criteria may vary depending on the IndusInd Bank Platinum Aura Credit Card variant and the bank’s terms and conditions. To apply for the card or to get more detailed information, it’s best to visit the official IndusInd Bank website or contact their customer service directly.
Rewards and Privileges
With the IndusInd Bank Platinum Aura Credit Card, you can watch your reward points grow while using the card for both business and pleasure. By earning up to 4X Reward Points on select merchant categories for every ₹100 spent, you can maximize your rewards. The card offers various Reward Plans to suit your lifestyle, including the Platinum Aura Shop Plan, Platinum Aura Home Plan, Platinum Aura Travel Plan, and Platinum Aura Party Plan.
Please note that starting from 1st April 2018, fuel transactions will no longer accrue reward points on your IndusInd Bank Credit Card.
To redeem your reward points, simply call the phone banking number provided (1860 267 7777) and place a request specifying your preferred redemption option. IndusInd Bank understands the importance of choice, which is why they offer a range of redemption options, including:
- IndusMoments: Redeem your points for a wide range of products, vouchers, or services. Terms and conditions apply.
- Airline miles on InterMiles: Convert your reward points into airline miles in the InterMiles loyalty program. Terms and conditions apply.
- Airline miles on Vistara: Convert your reward points into airline miles in the Vistara loyalty program. Terms and conditions apply.
- Cash credit (New): Redeem your reward points as cash credit. Terms and conditions apply.
- Pay with Rewards: Use your reward points to pay for purchases at select merchant partners. Terms and conditions apply.
For detailed terms and conditions and the step-by-step process to redeem your reward points for any of the redemption options mentioned above, you can refer to the provided links or visit the IndusInd Bank website.
It’s important to note that the Rewards program may be subject to revisions for select merchant categories from 1st August 2019. For more specific information, it’s advisable to refer to the details provided on the IndusInd Bank website or contact their customer service directly.
Benefits and Features of IndusInd Bank Platinum Aura Credit Card
Introducing the IndusInd Bank Platinum Aura Credit Card, a card that offers an array of benefits and rewards. With this card, you can enjoy various discount vouchers from popular brands such as Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola, and more through the Vouchagram program. Please note that the brands included in Vouchagram are subject to change at the discretion of the bank and Vouchagram.
Some featured brands under Vouchagram include:
1. Bata: Redeem Bata gift vouchers at any Bata store in India. These vouchers are perfect for those seeking affordable footwear without compromising on style.
2. Vero Moda: Shop for chic and elegant apparels and accessories at Vero Moda. Use Vero Moda gift vouchers to enjoy great discounts on your favorite fashion items.
The IndusInd Bank Platinum Aura Credit Card offers flexible rewards with different reward plans to choose from, allowing you to maximize your rewards based on your preferences and lifestyle. In addition to rewards, the card provides comprehensive insurance benefits, 24X7 concierge service, and a fuel surcharge waiver on fuel transactions.
Please note that effective from January 3, 2023, a fee of INR 99 per transaction will be levied for rent payments made through third-party merchants on the IndusInd Bank Platinum Aura Credit Card. Terms and conditions apply.
It’s important to stay updated on any revisions or changes to the product features, rewards, and terms and conditions. You can contact the IndusInd Bank customer service or refer to the provided links for detailed information.
Plans of IndusInd Bank Platinum Aura Credit Card
Based on your spending habits and estimated annual expenses, here is an overview of the savings points you can earn with the IndusInd Bank Platinum Aura Credit Card:
- Shopping in departmental stores: Earn 4 savings points for every Rs. 100 spent. With an estimated annual expense of Rs. 40,000, you can earn 1,600 savings points.
- Purchase of consumer durables or electronic items: Earn 2 savings points for every Rs. 100 spent. With an estimated annual expense of Rs. 35,000, you can earn 700 savings points.
- Restaurant bills: Earn 1.5 savings points for every Rs. 100 spent. With an estimated annual expense of Rs. 24,000, you can earn 360 savings points.
- Books: Earn 1.5 savings points for every Rs. 100 spent. With an estimated annual expense of Rs. 4,000, you can earn 60 savings points.
- All other spends: Earn 0.5 savings points for every Rs. 100 spent. With an estimated annual expense of Rs. 15,000, you can earn 75 savings points.
Based on these estimates, your total annual savings points would amount to 2,795 points.
Please note that the above calculations are hypothetical and subject to the terms and conditions of the IndusInd Bank Platinum Aura Credit Card.
FAQs (Frequently Asked Questions) about IndusInd Bank Platinum Aura Credit Card:
1. How can I earn reward points with the Platinum Aura Credit Card?
– You can earn reward points on your card by making eligible purchases as specified by the bank. The number of reward points earned will depend on the spending category and the specific merchant category.
2. How can I redeem my reward points?
– To redeem your reward points, you can call the phone banking number provided and place a request stating your preferred redemption option. The available redemption options include IndusMoments, airline miles on InterMiles or Vistara, cash credit, and pay with rewards. Specific terms and conditions apply for each redemption option.
3. Are there any fees associated with the card?
– The card may have a first-year membership fee and a renewal membership fee. However, these fees can be reversed based on specified spending criteria. Additionally, there may be fees associated with certain transactions, such as fuel surcharge, rental payments, or wallet transactions. The exact fees and charges can be found in the terms and conditions of the card.
4. What are the insurance benefits offered with the Platinum Aura Credit Card?
– The card provides comprehensive insurance benefits, including coverage for lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection. The specific coverage amount for each benefit can be found in the insurance cover details.
The IndusInd Bank Platinum Aura Credit Card offers a range of benefits and rewards to enhance your lifestyle. With flexible reward plans, you can earn reward points on various spending categories and redeem them for a variety of options. The card also provides comprehensive insurance coverage and access to 24X7 concierge services. It’s important to review the terms and conditions of the card to understand the specific features, fees, and benefits associated with it.